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	<title>Home Loan Zen</title>
	<link>http://homeloanzen.com</link>
	<description>- The Path To Low Rate Home Loans</description>
	<lastBuildDate>Sat, 28 Jul 2007 00:33:04 +0000</lastBuildDate>
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	<language>en</language>
	
	<item>
		<title>What Home Loan Lenders Want</title>
		<description>
Getting The Loan: Table Of Contents

	What Home Loan Lenders Want
	Pre-approval Gives You An Edge
	Steps In The Application Process
        Popular Questions Lenders Ask
	Home Loan Documents To Prepare
	Closing: Sealing the deal

What Home Mortgage Lenders Look For

There are a lot of hoops to jump through when ...</description>
		<link>http://homeloanzen.com/home-mortgage/what-home-loan-lenders-look-for/</link>
			</item>
	<item>
		<title>Pre-Approval Gives You An Edge</title>
		<description>
Getting The Loan: Table Of Contents

	What Home Loan Lenders Want
	Pre-approval Gives You An Edge
	Steps In The Application Process
        Popular Questions Lenders Ask
	Home Loan Documents To Prepare
	Closing: Sealing the deal

Pre-approval vs Pre-qualification

Getting pre-approved for a home loan can bring some major benefits. Most notably ...</description>
		<link>http://homeloanzen.com/home-mortgage/advantages-home-loan-pre-approval/</link>
			</item>
	<item>
		<title>Steps In The Application Process</title>
		<description>
Getting The Loan: Table Of Contents

	What Home Loan Lenders Want
	Pre-approval Gives You An Edge
	Steps In The Application Process
        Popular Questions Lenders Ask
	Home Loan Documents To Prepare
	Closing: Sealing the deal

The 3 Basic Home Loan Application Steps

1. Your mortgage lender will get an appraisal.
The appraisal ...</description>
		<link>http://homeloanzen.com/home-mortgage/home-loan-application-process/</link>
			</item>
	<item>
		<title>Popular Questions Lenders Ask</title>
		<description>
Getting The Loan: Table Of Contents

	What Home Loan Lenders Want
	Pre-approval Gives You An Edge
	Steps In The Application Process
        Popular Questions Lenders Ask
	Home Loan Documents To Prepare
	Closing: Sealing the deal

How to get approved
Home mortgage lenders don’t mess around with their money and they will ...</description>
		<link>http://homeloanzen.com/home-mortgage/home-loan-application-questions/</link>
			</item>
	<item>
		<title>Documents To Prepare</title>
		<description>
Getting The Loan: Table Of Contents

	What Home Loan Lenders Want
	Pre-approval Gives You An Edge
	Steps In The Application Process
        Popular Questions Lenders Ask
	Home Loan Documents To Prepare
	Closing: Sealing the deal

&#160;
A home mortgage lender will want proof of your assets, income, credit report, debt situation ...</description>
		<link>http://homeloanzen.com/home-mortgage/home-loan-documents-to-prepare/</link>
			</item>
	<item>
		<title>Closing: Sealing The Deal</title>
		<description>
Getting The Loan: Table Of Contents

	What Home Loan Lenders Want
	Pre-approval Gives You An Edge
	Steps In The Application Process
        Popular Questions Lenders Ask
	Home Loan Documents To Prepare
	Closing: Sealing the deal

&#160;
You’re almost there! The last step before you get the keys is to finalize the ...</description>
		<link>http://homeloanzen.com/home-mortgage/home-loan-closing/</link>
			</item>
	<item>
		<title>Working With Small Down Payments</title>
		<description>
How To Lower Home Loan Bills: Table of Contents

	What Affects Your Home Mortgage Payments
	Why Credit Matters
	Advantages Of Discount Points
	Big Down Payments Pay Off
	Working With Small Down Payments



Getting A Home With A Small Down Payment

Having little to no savings these days is not the hurdle it used to be when it ...</description>
		<link>http://homeloanzen.com/home-mortgage/home-loan-small-down-payment/</link>
			</item>
	<item>
		<title>Big Down Payments Pay Off</title>
		<description>
How To Lower Home Loan Bills: Table of Contents

	What Affects Your Home Mortgage Payments
	Why Credit Matters
	Advantages Of Discount Points
	Big Down Payments Pay Off
	Working With Small Down Payments


Down Payments Explained

The dreaded down payment is the biggest obstacle between most homebuyers and a home loan according to Steve O'Connor, senior director of ...</description>
		<link>http://homeloanzen.com/home-mortgage/down-payment-lower-home-loan/</link>
			</item>
	<item>
		<title>Advantages Of Discount Points</title>
		<description>
How To Lower Home Loan Bills: Table of Contents

	What Affects Your Home Mortgage Payments
	Why Credit Matters
	Advantages Of Discount Points
	Big Down Payments Pay Off
	Working With Small Down Payments


Discount Points Reduce Your Home Loan Monthly Interest Rate

Yes, discount points reduce the interest rate on your home loan… but, you have to buy ...</description>
		<link>http://homeloanzen.com/home-mortgage/lower-home-loan-points/</link>
			</item>
	<item>
		<title>Why Credit Matters</title>
		<description>
How To Lower Home Loan Bills: Table of Contents

	What Affects Your Home Mortgage Payments
	Why Credit Matters
	Advantages Of Discount Points
	Big Down Payments Pay Off
	Working With Small Down Payments


Understand Your Credit And Lower Home Mortgage Bills

Home mortgage lenders will probe every page of your financial history when they go over your home ...</description>
		<link>http://homeloanzen.com/home-mortgage/credit-home-loan/</link>
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